The company reserves the right to change premiums on a group wide basis to maintain the financial solvency of the plan. Please carefully review a plan's summary of benefits. Our plans are USAA recommended USBA is a not-for-profit 501(c)(9) association. Annual CHAMPVA Deductible is $50 per beneficiary or a maximum of $100 per family per year. Add dental and vision insurance for all-around protection. See MemberShop site for specific details. CHAMPVA Supplemental Insurance Plan | Rates Economical Premiums To Fit Your Budget The CHAMPVA deductible is applied to the first medical or pharmacy claims processed until the deductible is met. USAA Life Insurance Company Medicare Explore Medicare insurance plans. Call one of our USBA CHAMPVA Specialists: Most policies cost more as you age, but some companies offer policies that let you lock in a price when you sign up. The following price quotes were obtained for three metropolitan areas representing above-average, average and below-average costs for the most popular Medicare Supplement Insurance, plans (Plan G and Plan N)[0]NerdWallet analysis of American Association for Medicare Supplement Insurance data. Most popular medical specialty of providers who accept CHAMPVA: Family Doctor. Prices can be high. All rights reserved. 1 Or contact us at 877-842-5883. Amwins Group Benefits, LLC. Medigap Plan G the highest-coverage option available to new Medicare members. CHAMPVA APPLICATION This application is for CHAMPVA Beneficiaries who are eligible but have not applied. Here is a list of our partners. 2021 Medicare Supplement Insurance Experience Reports (Market Share Percentage). Our supplements work with the government-sponsored TRICARE or CHAMPVA health insurance you already have. This offer is subject to restrictions and limitations and may not be available on some purchases. All financial products, shopping products and services are presented without warranty. This information is not a complete description of benefits. Supplemental Insurance Many military associations and private companies offer supplemental insurance policies. You must be a member of the Government Employee Association to enroll in the supplement plan. The minimum required by law for individual Medigap policies is 60%[0]Code of Federal Regulations. (The other 24.4% goes to overhead expenses like administrative costs, marketing, salaries and commissions.). Policies start at around $10/month. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. Over the next few pages, you can review theCHAMPVA Supplemental Insurance Planto the Department of Veterans Affairs Health Administration Center for family members of disabled Veterans (who are CHAMPVA eligible). Restrictions apply and are subject to change. The supplement, like the CHAMPVA health insurance program itself, assists the spouses and dependents of veterans. We have the resources to provide a complete range of quality insurance group products at discounted rates and enhanced levels of benefit. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. Pre-qualified offers are not binding. Compare coverage Spouses and eligible dependents of 100% disabled veterans and enrolled in CHAMPVA . For TTY device, dial 711. Newer Medicare members cant buy these plans from any company. hbspt.cta._relativeUrls=true;hbspt.cta.load(2742866, '15516a45-ed3d-4b97-9f09-7e994d7f61a6', {"useNewLoader":"true","region":"na1"}); SelmanCo is one of the largest, privately-held US life and supplemental health insurance administration firms that specializes in reducing cost and increasing efficiency for associations, credit unions, banks, employers, and insurance companies. Were looking for insurance assistance for glucose monitors and insulin pumps. Benefits can vary by coverage and state. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. The CHAMPVA Supplemental Insurance Plan May Provide You Protection You May Need When A Serious Covered Accident or Sickness Occurs. To be eligible for your TRICARE/CHAMPVA Supplement Insurance plan, make sure you are enrolled in the correct government health program: TRICARE website; DEERS Hotline: 800-538-9552; All TRICARE phone numbers The minimum required by law for individual Medigap policies is, Members file complaints about Medicare Supplement Insurance policies from USAA half as often as the average for all Medigap plans. As a USBA Member, youll join a community that understands your commitment to your country, and your family. Our flyer about the TRICARE Supplement Insurance Plan can answer some of your questions. The Government Employees Association CHAMPVA Supplement Plan, when combined with your CHAMPVA benefits, is designed to provide you with the protection you need when you need it. Compare our TRICARE Supplement Insurance plans to other providers. Provides full coverage for everyday health, Protects you when you are sick and need more care, Compliant with the Affordable Care Act (ACA), Provides temporary coverage if you're in between comprehensive plans, Offers a set payout for specific injuries, illnesses, medical procedures and drugs, Changes in the household, like a death, marriage or birth, Changes in your income that affect the coverage you're qualified for. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. Any injury or sickness whether diagnosed or undiagnosed, for which a covered person received medical care or treatment within the 6 month period preceding the effective date of his or her insurance will not be covered until the coverage has been in effect for 6 months. CHAMPVA OHI Form This application is for CHAMPVA Beneficiaries who are eligible but have not applied to CHAMPVA. Here is a list of our partners and here's how we make money. 2 Total number of Providers on Doctor.com who Accept CHAMPVA: Most popular medical specialty of providers who accept CHAMPVA: CHAMPVA providers listed on Doctor.com have been practicing for an average of: Average ProfilePoints score for Providers who take CHAMPVA: Average Overall User Rating for providers who take CHAMPVA. Prior to joining NerdWallet, she was an editor at Hallmark Cards and a contributing writer at Forbes Health. However, treatment related to new conditions will be covered immediately. You can think of it as a safety net, so you won't get whacked with unplanned out-of-pocket costs. The CHAMPVA deductible is applied to the first medical or pharmacy claims processed until the deductible is met. Accessed Feb 14, 2023.View all sources. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. Are there extras? A membership application is included with the CHAMPVA SUPPLEMENT Enrollment Form. Website Managed by, TRICARE Supplement Insurance Plan | Rates, TRICARE Supplemental Insurance Plan | Benefits. Overall Rating: 4.2 / 5 (Excellent) With all the additional benefits of being a USAA member, purchasing a Medicare Supplement Insurance policy will be worth it for those who qualify. Average Overall User Rating for providers who take CHAMPVA: 4 (out of 5) Qualifiers: under age 65, does not qualify for Medicare,must have CHAMPVA as primary. The supplement helps these families deal with all the left over inpatient and outpatient services expenses CHAMPVA leaves behind. Expenses incurred to satisfy the CHAMPVA Calendar Year Outpatient deductible cannot be used to satisfy the CHAMPVA Supplement Plan deductible. Guaranteed acceptance (subject to 6-month pre-existing condition limitation**) Priced to fit Your Budget as Well as Your Needs View plans Get a quote Schedule a call from a licensed insurance agent. Eligible dependent and unmarried children under age 18 (23 if a full-time college student) may also enroll. 3. Plans are not available in all states. hbbd``b` A&`L@1H6/ 9 IXu)7}9"@B`:YREL 00T The supplement, like the CHAMPVA health insurance program itself, assists the spouses and dependents of 100% . USAA covers about 156,000 Medigap beneficiaries and has about a 1.2% share of the total Medicare Supplement Insurance market, National Association of Insurance Commissioners, The following price quotes were obtained for three metropolitan areas representing above-average, average and below-average costs for the most popular Medicare Supplement Insurance, plans (Plan G and Plan N), NerdWallet analysis of American Association for Medicare Supplement Insurance data, Based on the most recent year of data, USAA Medicare Supplement Insurance plans spend about 75.6% of premiums on member benefits, . Call a licensed sales agent at 855-386-2350. We provide affordable insurance, financial products & services to miltary personnel & families. Annual CHAMPVA Deductible is $50 per beneficiary or a maximum of $100 per family per year. Shop and compare plans now Or call 1 (855) 358-8528 Mon-Fri, 8:30 am - 8:30 pm ET Why choose supplemental insurance? Phone: 1-800-733-8387 FAX: 1-303-331-7804. The availability and duration of a short-term health insurance plan, as well as your ability to stack plans or renew a short-term plan up to 36 months, depend on policy terms and state law. Earn rewards and get discounts when you shop online for health and wellness products. Copyright 2020 MILOPS Insurance Services All Rights Reserved. If you are not a member of GEA, it is easy to become one. pre-existing condition may initially limit the extent of your coverage. A CHAMPVA supplement insurance plan wraps around your CHAMPVA insurance coverage, so that in most cases, you will obtain reimbursement for out-of-pocket expenses not paid for by CHAMPVA. Accidental injury coverage can help you cover the cost. Once you provide all of the required and optional documents, and your application is complete, it takes CHAMPVA approximately six weeks after receiving your package until you receive your CHAMPVA identification card and related materials. the highest-coverage option available to new Medicare members. Up to 100% of out-of-pocket costs for covered services. 554 Our opinions are our own. Runner-Up: Blue Cross Blue Shield. Dedicated To Service.SM. ProfilePoints measure the overall completeness of a CHAMPVA GUIDE This guide provides important information about CHAMPVA. For more information about CHAMPVA, navigate theU.S. Department of Veterans Affairs,https://www.va.gov/, CHAMPVA is a health care benefits provided and administered by theDepartment of Veterans Affairs (VA), not a supplemental insurance product provided by MILOPS on any other private company. 877-297-9235 ext. Copyright 2020 MILOPS Insurance Services All Rights Reserved. 0 Disclaimer: NerdWallet strives to keep its information accurate and up to date. Select your state on USAAs website to see the Medigap plan types available in your location. and its affiliates. Group Products. Deductible: Take a moment now to read the details inside. Birthday. Members file complaints about Medicare Supplement Insurance policies from USAA half as often as the average for all Medigap plans. USAA Medicare Supplement Insurance pros and cons, Available Medicare Supplement Insurance plans, USAA Medicare Supplement Insurance service area, USAA is a financial services company serving current and former U.S. military members. Any injury or sickness whether diagnosed or undiagnosed, for which a covered person received medical care or treatment within the 6 month period preceding the effective date of his or her insurance will not be covered until the coverage has been in effect for 6 months. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Copyright 2020 MILOPS Insurance Services All Rights Reserved. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. The MILOPS Insurance Services (MIS) provides a range of affordable insurance and financial products and services to military personnel regardless of Rank, Service or Duty Status and beneficiaries. We will pay the Inpatient and Outpatient covered medical expenses once the Calendar Year plan deductible of $250 per person and $500 family maximum has been satisfied. What are the premiums? Please carefully review a plan's summary of benefits. There are a few companies that weigh in on customers experiences with insurance companies or the strength of the company in question, and weve included two here: AM Best is a credit rating agency that specializes in the insurance industry. The CHAMPVA Supplemental Insurance Plan, when combined with your CHAMPVA benefits, is designed to provide you with the protection you need when you need it. %%EOF USAA doesnt match competitors offerings for premium discounts or perks, such as gym memberships or hearing and vision products. This coverage is available to GEA members and their dependents only. What is CHAMPVA Coverage? Click here to start the enrollment process today or call toll-free 1-888-214-0794 and begin saving! ), For comparison, the average for all companies is 77.3%. 100% coinsurance 100% out-of-pocket costs for covered services Pays 100% of doctors visits, pharmacy, and hospital co-pays Guaranteed acceptance Coverage at almost any hospital and any doctor Comprehensive coverage 168 0 obj <> endobj Speak with us when it's convenient for you. Benefits, premiums and/or member cost-share may change on Jan. 1 of each year. To discuss your options, call us at 855-386-2350. we make it easier for you to quickly identify the most informative profiles on Doctor.com. After the co-payments are paid, submit the claim to be reimbursed.Customer: I recently got a prescription and CHAMPVA didnt pay any of it. Created Date: May 06, 2020. The Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) is a comprehensive health care program in which the VA shares the cost of covered health care services and supplies with eligible beneficiaries. (Note: Some Medigap prices may be higher for males.). You must reapply to receive further benefits after your short-term plan expires. * After the CHAMPVA Deductible and CHAMPVA Supplement Plan Deductible have been met. website and services to function. 100% out-of-pocket costs for covered services. 1 Its services include banking, investing, retirement and insurance. Our partners compensate us. Please note coverage is not available is not available in Alaska, Colorado, Louisiana, Maine, Maryland, Nevada, New Hampshire, New York, North Carolina, Oklahoma, Oregon, South Dakota, Texas, Utah and Washington State. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. An A++ rating in this category indicates that AM Best has a superior ability to meet its ongoing insurance obligations, according to AM Best. a plan with lower premiums but higher copays. Based on the most recent year of data, USAA Medicare Supplement Insurance plans spend about 75.6% of premiums on member benefits[0]National Association of Insurance Commissioners. The thousands of government employees who belong to the association give GEA a strong voice to advocate for issues that impact current and former government employees. He is based in Stoughton, Wisconsin. When evaluating offers, please review the financial institutions Terms and Conditions. We strive to provide extraordinary service to every customer we have as we firmly believe that our business only succeeds when the needs of our customers are the top . You are eligible for CHAMPVA if you are under the age of . We believe the websites and resources we used to gather this information are reliable; however, we cannot guarantee the accuracy or timeliness of the information. This information may be different than what you see when you visit a financial institution, service provider or specific products site. In May 2021, Moodys affirmed its Aa1 insurance financial strength rating and updated the rating outlook from negative to stable for USAA Life Insurance Company the USAA subsidiary responsible for Medicare Supplement Insurance[0]Moodys Investors Service. CHAMPVA Supplement Insurance Plan Features The optional supplement insurance offers additional features on top CHAMPVA benefits. USAA also offers Medigap Plan F for qualifying beneficiaries who were eligible to enroll in Medicare prior to 2020. Guaranteed acceptance (subject to pre-existing condition limitation) Competitively priced Changes in status should be reported immediately. The Corporate Plan Sponsor: Government Employee Association (GEA), Underwritten by: Harford Life and Accident Insurance Company, Harford, CT 06155. Calling the number above will direct you to a Licensed Sales Agent. In general, the CHAMPVA program covers most health care services and supplies that are medically and psychologically necessary. However, this does not influence our evaluations. In April 2022, AM Best affirmed its Financial Strength Rating of A++ (Superior) for USAA and its property/casualty and life/health subsidiaries, Moodys Investors Service is a credit rating agency that evaluates the financial strength and creditworthiness of public and private organizations of all types. 65, have both Medicare Parts A and B, and are otherwise eligible for CHAMPVA. 100% excess charges to the legal limit** Pays 100% of Doctors Visits, Pharmacy, and Hospital Co-pays. Spouses over age 65 are also eligible if documentation from the Social Security Administration certifying their non-entitlement to Medicare Part A benefits is submitted with their enrollment form. CHAMPVA eligibility can be impacted by changes such as marriage, divorce from the sponsor, or eligibility for Medicare or TRICARE. If you don't qualify for TRICARE (the Department of Defense's health care program for active-duty and retired service members and their families), you may be able to get health insurance through the Civilian Health and Medical Program of the Department of Veterans Affairs . We provide affordable insurance, financial products & services to miltary personnel & families. Eligible Spouse: Spouse means your spouse who is under age 65 and a CHAMPVA benefits recipient, but not a spouse from whom you are legally separated or divorced. USAA recently started offering discounts when two or more USAA Medigap members live in the same household in certain locations. Health Insurance Solutions provided through USAA Life General Agency (LGA) known in CA and NY as USAA Health and Life Insurance Agency, working with select insurance companies to provide products to our members. Medigap plans have standardized Medicare benefits, but insurance companies can offer additional perks. On average, USAAs quoted prices for Medigap Plan G were about 52% higher than the least-expensive Plan G policy in the area. Its services include banking, investing, retirement and insurance. Newer Medicare members cant buy these plans from any company. There is a six-month waiting period for preexisting conditions, but once that time has passed, we will pick up the portion that CHAMPVA does not pay.Customer: My husband is going through a psychiatric treatment of about 39 treatments. Contact our Customer Care Center at 1-800-808-4514 for more information. Eligible Spouses and Dependent Children of a disabled veteran are eligible if they are covered by CHAMPVA and are GEA members. The CHAMPVA Supplemental Insurance Plan, when combined with your CHAMPVA benefits, is designed to provide you with the protection you need when you need it 100% coinsurance 100% out-of-pocket costs for covered services Pays 100% of Doctors Visits, Pharmacy, and CHAMPVA SUPPLEMENTAL INSURANCE PLAN The plan is designed to wrap around your current CHAMPVA benefit insurance coverage. Medicare Supplement Insurance companies must report data on the premiums they collect and how much they spend to provide benefits for members. USAA is a financial services company serving current and former U.S. military members. We are proud to serve those who sacrificed and served. Because Medigap plans are standardized, you can get precisely the same Medicare benefits from any company offering the plan. In May 2021, Moodys affirmed its Aa1 insurance financial strength rating and updated the rating outlook from negative to stable for USAA Life Insurance Company the USAA subsidiary responsible for Medicare Supplement Insurance, Find the right Medicare Supplement Insurance plan. According to the Health Care for Dependents and Survivors of Veterans report, the number of beneficiaries enrolled in CHAMPVA increased by 396% between 2001 and 2017, going from 96,500 in 2001 to 478,600 in 2017.For hundreds of thousands of people, CHAMPVA is an essential source of health coverage, and CHAMPVA . Premiums illustrated are Per Person. See plans in your area. As a result, in most cases, you will obtain reimbursement for out-of-pocket expenses not paid for by CHAMPVA. USAA policies were all at least 40% more expensive than the lowest-priced alternative in quotes obtained for this review. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. TRICARE Is the Health InsuranceEmployers Need to Know. endstream endobj startxref This information may be different than what you see when you visit a financial institution, service provider or specific products site. 2021 Medicare Supplement Insurance Experience Reports (Market Share Percentage), Lowest & Highest Costs for 10 Major Metros, 2021 Medicare Supplement Insurance Experience Reports (Direct Premiums Earned; Direct Claims Incurred), AM Best Affirms Credit Ratings of United Services Automobile Association, Its Subsidiaries and USAA Capital Corporation, Moodys affirms USAA's Aaa financial strength rating, changes outlook to stable from negative, Do not sell or share my personal information. Accessed Feb 14, 2023.View all sources. CHAMPVA is administered by the Veterans Health Administration Office of Community Care (VHA OCC) in Denver, Colorado. The Plan is currently not available in CO, ME, NH, OR, UT, WA. USAA is a financial services company serving current and former U.S. military members. He is age 15.CHAMPVA Supplement: We can definitely help your family! Compare Medigap quotes from multiple Medicare supplement companies with a licensed Medicare representative before buying. When that is the case, if you meet all eligibility criteria, CHAMPVA will be the primary payer (unless you have other health insurance) until you return to the U.S. VA Health Administration Center CHAMPVA PO Box 65023 Denver, CO 80206-9023. Few discounts and perks. Individuals who are Medicare beneficiaries may not enroll in the CHAMPVA Supplement Insurance Plan. Why Choose TRICARE Select Supplemental Insurance Plan. We're currently processing your request and we'll be in touch soon. When evaluating offers, please review the financial institutions Terms and Conditions. Upon confirmation of eligibility, you will receive program material that specifically addresses covered and non-covered services and supplies in the form of a CHAMPVA handbook fromU.S. Department of Veterans Affairs. For a faster response, please call us directly at 888-666-8135. For example, USAAs price for Medigap Plan A in Los Angeles appears alongside the lowest price on Medicare.gov for all Plan A policies available in Los Angeles to an applicant with identical demographics. After the 12th month, the rates go up 11%. The plan is designed to wrap around your current CHAMPVA benefit insurance coverage. The sections below show pricing information from USAA for a 65-year-old female nonsmoker and reflect base pricing with optional discounts removed or factored out whenever the option was available. His research has supported lawmakers in the Wisconsin State Legislature as well as health systems and national health authorities in the U.S. and more than 10 other countries. Will my CHAMPVA Supplemental Plan cover it?CHAMPVA Supplement: CHAMPVA Supplement covers most prescription drugs approved by the Food and Drug Administration. $250 for individual, $500 for family. So when you shop, keep these considerations in mind to find the best policy to fit your needs: Is your preferred plan available? The company will be adding more discounts in additional states, a USAA representative said in an email. We are proud to serve those who sacrificed and served. Accessed Feb 14, 2023.View all sources: Los Angeles: More expensive than average. USAA has some of the health insurance industrys highest financial strength ratings, so theres little doubt that it can meet its obligations. Our mission is to provide professional service to you in gratitude for the courageous and professional manner you have defended our Country and Liberty. USAA offers Medicare Supplement Insurance policies in 45 states and Washington, D.C. (USAA doesnt offer Medigap policies in Massachusetts, Minnesota, New Jersey, New York or Wisconsin.). Health insurance companies dont always sell every plan, so check who sells the plan you want to buy in your area. About Us. Company Complaint Index. Lowest Cost High-Deductible Plan G: Humana. Unlike other health insurance Health insurance you have in addition to TRICARE, such as Medicare or an employer-sponsored health insurance. Medicare and CHAMPVA If I am eligible for Medicare, at what age am I also eligible for CHAMPVA? Its services include banking, investing, retirement and insurance. Depending on the merchant, members receive between 0.5% and 20% of the retail purchase price in rewards on their purchases. NEW YORK LIFE and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company. CHAMPVA providers listed on Doctor.com have been practicing for an average of: 28.8 year (s) Average ProfilePoints score for Providers who take CHAMPVA: 43/80. For additional information refer to Fact Sheet 01-03: Instructions for CHAMPVA Applicants. *Please use the Downloadable Application if the Online Application indicates your state is not eligible. USAA offers only Medigap Plan A, Plan G and Plan N for new Medicare members in most states, plus Plan F for those who qualify. Calling the number above will direct you to a Licensed Sales Agent. Annual CHAMPVA Deductible is $50 per beneficiary or a maximum of $100 per family per year. Learn about Medicare Supplement insurance plans. The CHAMPVA supplement plan pays your cost share under CHAMPVA. Military-focused advice. While some competitors offer extra benefits like gym memberships or discounts on hearing aids and eyewear, USAA doesnt publicize similar extras for its Medicare Supplement Insurance policies. Because USAA members have military connections, it offers tools and resources tailored for current and former service members financial issues and questions. TRICARE AND CHAMPVA SUPPLEMENT COVERAGE Helps pay your medical bills not paid by TRICARE or CHAMPVA (after you meet any applicable TRICARE or CHAMPVA plan by providers with Doctor.com accounts when editing their profile on Doctor.com. See our glossary of health insurance terms. Our Standard plan offers you savings on eye exams, prescription eyeglasses, contacts and more. If you are not a member of GEA, it is easy to become one. If you provide only the required documents, and not the optional documents, processing can take two to eight months to confirm information with other federal agencies. View plan costs and coverage, see if your drugs are covered and what they'll cost on each plan, and check if your doctors are in our network. You are also eligible for CHAMPVA if you are over age This coverage is available to GEA members and their dependents only. These companies have sole financial responsibility for their products and services. Our workforce of 200 professionals is headquartered in Cleveland, OH, with offices in Keene, NH and Baltimore, MD. To be eligible for CHAMPVA healthcare supplement program you and your eligible family members must reach out to CHAMPVA to verify your spouse and dependents qualify for CHAMPVA. Read more about the use of cookies in our, LTCRPlus Group Long Term Care Benefit Program, Farmers GroupSelect Auto and Home Insurance, Life Insurance Application for Individuals, Group Comprehensive Accident Insurance Application, Important Policy & Eligibility Information, Smokers pay the same price as non-smokers, Helps pay your cost share for both covered inpatient and outpatient medical expenses, once you satisfy the deductible, USBA Member who is a widow(er) of a veteran, who is covered under CHAMPVA, who is under Age 65, who is not eligible for Medicare and who is not on Active Duty, Members Spouse who is covered under CHAMPVA, who is under Age 65, who is not eligible for Medicare and is not on Active Duty, Members Dependent Child(ren) who are unmarried and under Age 21 or under Age 23 if enrolled as a full-time student, Active Duty, National Guard or Reserves: Military personnel currently serving in the United States Army, Marine Corps, Navy, Air Force, Coast Guard, Honorably Discharged Veterans, regardless of length of service, Cadet/Midshipmen: U.S. Service Academy or ROTC, Family Members: Current Spouses, Widows(ers), and un-remarried former spouses of USBA Members who joined USBA prior to, or during, their marriage, and eligible dependents of USBA Members.

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